/* ==================== FIDELITY BANK - PREMIUM UI ==================== */
:root {
    --primary: #0a2540;
    --primary-light: #1e3a5f;
    --primary-dark: #051828;
    --accent: #00d09c;
    --accent-dark: #00a67d;
    --accent-light: #33dab0;
    --gold: #d4af37;
    --danger: #ef4444;
    --warning: #f59e0b;
    --success: #10b981;
    --info: #3b82f6;
    --bg-primary: #f7f9fc;
    --bg-white: #ffffff;
    --text-primary: #0f172a;
    --text-secondary: #64748b;
    --text-light: #94a3b8;
    --border: #e2e8f0;
    --border-light: #f1f5f9;
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
    --shadow: 0 4px 12px rgba(0,0,0,0.05);
    --shadow-lg: 0 10px 40px rgba(0,0,0,0.08);
    --shadow-xl: 0 25px 50px rgba(0,0,0,0.12);
    --gradient-primary: linear-gradient(135deg, #0a2540 0%, #1e3a5f 50%, #2c5282 100%);
    --gradient-accent: linear-gradient(135deg, #00d09c 0%, #00a67d 100%);
    --gradient-card: linear-gradient(135deg, #1a1f36 0%, #2d3561 50%, #4a5490 100%);
    --radius-sm: 8px;
    --radius: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { font-family: 'Inter', -apple-system, sans-serif; background: var(--bg-primary); color: var(--text-primary); -webkit-font-smoothing: antialiased; overflow-x: hidden; }
a { text-decoration: none; color: inherit; }
button { cursor: pointer; border: none; outline: none; font-family: inherit; }
input, select, textarea { font-family: inherit; outline: none; }
.hidden { display: none !important; }
.page { display: none; min-height: 100vh; }
.page.active { display: flex; }

/* ==================== BUTTONS ==================== */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 8px;
    padding: 12px 22px; border-radius: var(--radius-sm);
    font-weight: 600; font-size: 14px;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative; overflow: hidden;
}
.btn-lg { padding: 15px 28px; font-size: 15px; }
.btn-sm { padding: 8px 14px; font-size: 12px; }
.btn-full { width: 100%; }
.btn-primary { background: var(--gradient-accent); color: white; box-shadow: 0 4px 14px rgba(0, 208, 156, 0.4); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 25px rgba(0, 208, 156, 0.5); }
.btn-outline { background: transparent; color: var(--primary); border: 2px solid var(--border); }
.btn-outline:hover { border-color: var(--primary); background: var(--primary); color: white; }
.btn-white { background: white; color: var(--primary); font-weight: 700; }
.btn-white:hover { transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.btn-warning { background: linear-gradient(135deg, #f59e0b, #d97706); color: white; }
.btn-warning:hover { transform: translateY(-2px); box-shadow: 0 6px 16px rgba(245, 158, 11, 0.4); }
.btn-danger { background: linear-gradient(135deg, #ef4444, #b91c1c); color: white; }
.btn-danger:hover { transform: translateY(-2px); box-shadow: 0 6px 16px rgba(239, 68, 68, 0.4); }
.btn-info { background: linear-gradient(135deg, #3b82f6, #1e40af); color: white; }
.btn-info:hover { transform: translateY(-2px); box-shadow: 0 6px 16px rgba(59, 130, 246, 0.4); }
.btn-success { background: linear-gradient(135deg, #10b981, #047857); color: white; }
.btn-success:hover { transform: translateY(-2px); box-shadow: 0 6px 16px rgba(16, 185, 129, 0.4); }

/* ==================== FORMS ==================== */
.form-group { margin-bottom: 18px; }
.form-group label { display: block; margin-bottom: 8px; font-weight: 600; font-size: 13px; color: var(--text-primary); }
.input-wrapper { position: relative; display: flex; align-items: center; }
.input-wrapper i { position: absolute; left: 16px; color: var(--text-light); font-size: 14px; z-index: 1; }
.input-wrapper input {
    width: 100%; padding: 14px 16px 14px 46px;
    border: 2px solid var(--border); border-radius: var(--radius-sm);
    font-size: 14px; background: white;
    transition: all 0.3s;
}
.input-wrapper input:focus { border-color: var(--accent); box-shadow: 0 0 0 4px rgba(0, 208, 156, 0.1); }
.amount-input .currency { position: absolute; left: 16px; font-weight: 700; font-size: 18px; color: var(--text-primary); z-index: 1; }
.amount-input input { padding-left: 36px !important; font-size: 20px; font-weight: 700; }
.toggle-password { position: absolute; right: 16px; background: none; color: var(--text-light); font-size: 14px; z-index: 1; }
.form-select { width: 100%; padding: 14px 16px; border: 2px solid var(--border); border-radius: var(--radius-sm); font-size: 14px; background: white; cursor: pointer; transition: all 0.3s; }
.form-select:focus { border-color: var(--accent); box-shadow: 0 0 0 4px rgba(0, 208, 156, 0.1); }
.form-input { width: 100%; padding: 14px 16px; border: 2px solid var(--border); border-radius: var(--radius-sm); font-size: 14px; transition: all 0.3s; }
.form-input:focus { border-color: var(--accent); box-shadow: 0 0 0 4px rgba(0, 208, 156, 0.1); }
.form-input:disabled { background: var(--bg-primary); color: var(--text-secondary); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
textarea.form-input { resize: vertical; min-height: 80px; font-family: inherit; }

.error-message { background: #fef2f2; color: var(--danger); padding: 12px 16px; border-radius: var(--radius-sm); margin-bottom: 16px; font-size: 13px; border-left: 4px solid var(--danger); font-weight: 500; }
.success-message { background: #f0fdf4; color: var(--success); padding: 12px 16px; border-radius: var(--radius-sm); margin-bottom: 16px; font-size: 13px; border-left: 4px solid var(--success); font-weight: 500; }
.auth-switch { text-align: center; margin-top: 24px; font-size: 14px; color: var(--text-secondary); }
.auth-switch a { color: var(--accent); font-weight: 700; cursor: pointer; }
.auth-switch a:hover { text-decoration: underline; }

.switch-label { display: flex; align-items: center; gap: 10px; font-size: 13px; color: var(--text-secondary); cursor: pointer; }
.switch-label input { width: 18px; height: 18px; accent-color: var(--accent); }

/* ==================== LOGIN PAGE ==================== */
.login-container { display: flex; min-height: 100vh; width: 100%; }
.login-left {
    flex: 1; background: var(--gradient-primary);
    display: flex; align-items: center; justify-content: center;
    padding: 60px 50px; position: relative; overflow: hidden; color: white;
}
.login-left::before, .login-left::after {
    content: ''; position: absolute; border-radius: 50%;
    background: radial-gradient(circle, rgba(0, 208, 156, 0.15) 0%, transparent 70%);
}
.login-left::before { width: 500px; height: 500px; top: -150px; right: -150px; }
.login-left::after { width: 350px; height: 350px; bottom: -80px; left: -80px; }

.brand-section { position: relative; z-index: 1; max-width: 480px; }
.logo { display: flex; align-items: center; gap: 12px; margin-bottom: 40px; }
.logo i { font-size: 32px; color: var(--accent); }
.logo span { font-size: 26px; font-weight: 800; letter-spacing: -0.5px; }
.brand-section h1 { font-size: 44px; font-weight: 800; line-height: 1.15; margin-bottom: 20px; letter-spacing: -1px; }
.highlight { background: linear-gradient(90deg, #00d09c 0%, #4facfe 100%); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.brand-section p { font-size: 16px; opacity: 0.85; line-height: 1.6; margin-bottom: 40px; }

.features-list { display: flex; flex-direction: column; gap: 20px; margin-bottom: 40px; }
.feature-item { display: flex; align-items: center; gap: 16px; }
.feature-icon {
    width: 48px; height: 48px; border-radius: 12px;
    background: rgba(0, 208, 156, 0.15);
    display: flex; align-items: center; justify-content: center;
    color: var(--accent); font-size: 18px; flex-shrink: 0;
}
.feature-item strong { display: block; font-size: 15px; margin-bottom: 2px; }
.feature-item span { font-size: 13px; opacity: 0.7; }

.trust-badges { display: flex; gap: 20px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,0.1); }
.badge-item { font-size: 12px; opacity: 0.8; display: flex; align-items: center; gap: 6px; }
.badge-item i { color: var(--accent); }

.login-right { flex: 1; display: flex; align-items: center; justify-content: center; padding: 60px 40px; background: white; }
.auth-form { width: 100%; max-width: 420px; }
.form-header { margin-bottom: 28px; }
.form-header h2 { font-size: 30px; font-weight: 800; margin-bottom: 8px; letter-spacing: -0.5px; }
.form-header .subtitle { color: var(--text-secondary); font-size: 14px; margin-bottom: 16px; }

.progress-bar { height: 4px; background: var(--border-light); border-radius: 4px; overflow: hidden; }
.progress { height: 100%; background: var(--gradient-accent); border-radius: 4px; transition: width 0.4s; }

.pin-input-container { display: flex; gap: 12px; justify-content: center; margin: 20px 0 28px; }
.pin-box {
    width: 60px; height: 65px;
    border: 2px solid var(--border); border-radius: var(--radius);
    text-align: center; font-size: 26px; font-weight: 700;
    transition: all 0.3s; background: white;
}
.pin-box:focus { border-color: var(--accent); box-shadow: 0 0 0 4px rgba(0, 208, 156, 0.15); transform: scale(1.05); }

/* ==================== SIDEBAR ==================== */
.sidebar {
    position: fixed; left: 0; top: 0;
    width: 260px; height: 100vh;
    background: var(--primary-dark);
    display: flex; flex-direction: column;
    z-index: 1000; transition: transform 0.3s;
}
.sidebar-header {
    padding: 24px 24px 20px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
    display: flex; justify-content: space-between; align-items: center;
}
.sidebar-header .logo { margin: 0; }
.sidebar-header .logo span { color: white; }
.sidebar-close {
    display: none; background: rgba(255,255,255,0.1); color: white;
    width: 32px; height: 32px; border-radius: 8px; font-size: 16px;
    align-items: center; justify-content: center;
}
.sidebar-menu { flex: 1; padding: 20px 14px; overflow-y: auto; }
.menu-label {
    font-size: 10px; text-transform: uppercase; letter-spacing: 2px;
    color: rgba(255,255,255,0.35); padding: 16px 14px 8px; font-weight: 700;
}
.menu-label:first-child { padding-top: 4px; }
.menu-item {
    display: flex; align-items: center; gap: 14px;
    padding: 12px 16px; border-radius: var(--radius-sm);
    color: rgba(255,255,255,0.7); font-size: 14px; font-weight: 500;
    margin-bottom: 4px; transition: all 0.3s;
}
.menu-item:hover { background: rgba(255,255,255,0.05); color: white; }
.menu-item.active {
    background: var(--gradient-accent); color: white;
    box-shadow: 0 4px 14px rgba(0, 208, 156, 0.3);
}
.menu-item i { width: 18px; font-size: 15px; text-align: center; }
.sidebar-footer { padding: 14px; border-top: 1px solid rgba(255,255,255,0.08); }
.menu-item.logout:hover { background: rgba(239, 68, 68, 0.15); color: var(--danger); }

.sidebar-backdrop {
    display: none; position: fixed; inset: 0;
    background: rgba(0,0,0,0.5); z-index: 999;
    backdrop-filter: blur(2px);
}
.sidebar-backdrop.active { display: block; }

/* ==================== MAIN CONTENT ==================== */
.main-content { margin-left: 260px; min-height: 100vh; width: calc(100% - 260px); }

.topbar {
    height: 80px; background: white;
    border-bottom: 1px solid var(--border);
    display: flex; align-items: center; justify-content: space-between;
    padding: 0 32px; position: sticky; top: 0; z-index: 50;
}
.topbar-left { display: flex; align-items: center; gap: 16px; }
.mobile-menu {
    display: none; background: var(--bg-primary);
    width: 42px; height: 42px; border-radius: 12px;
    align-items: center; justify-content: center; font-size: 18px;
    color: var(--primary);
}
.topbar-left h3 { font-size: 20px; font-weight: 700; }
.topbar-subtitle { font-size: 12px; color: var(--text-light); margin-top: 2px; }
.topbar-right { display: flex; align-items: center; gap: 20px; }
.icon-btn {
    position: relative; width: 42px; height: 42px;
    border-radius: 12px; background: var(--bg-primary);
    display: flex; align-items: center; justify-content: center;
    color: var(--text-secondary); transition: all 0.3s;
}
.icon-btn:hover { background: var(--border-light); color: var(--primary); }
.notif-dot {
    position: absolute; top: 10px; right: 12px;
    width: 8px; height: 8px; background: var(--danger);
    border-radius: 50%; border: 2px solid white;
    display: none;
}
.user-profile { display: flex; align-items: center; gap: 12px; cursor: pointer; padding: 6px; border-radius: var(--radius-sm); }
.user-profile:hover { background: var(--bg-primary); }
.avatar {
    width: 42px; height: 42px; border-radius: 12px;
    background: var(--gradient-accent); color: white;
    display: flex; align-items: center; justify-content: center;
    font-weight: 700; font-size: 15px;
    box-shadow: 0 4px 12px rgba(0, 208, 156, 0.3);
}
.user-name { display: block; font-weight: 700; font-size: 14px; }
.user-role { font-size: 11px; color: var(--text-light); }

.content-section { display: none; padding: 32px; animation: fadeInUp 0.4s ease; }
.content-section.active { display: block; }
@keyframes fadeInUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }

.section-header { display: flex; justify-content: space-between; align-items: flex-end; margin-bottom: 28px; flex-wrap: wrap; gap: 14px; }
.section-header h1 { font-size: 28px; font-weight: 800; letter-spacing: -0.5px; }
.section-header p { color: var(--text-secondary); margin-top: 4px; font-size: 14px; }

.welcome-banner {
    background: var(--gradient-primary);
    border-radius: var(--radius-xl); padding: 32px;
    color: white;
    display: flex; justify-content: space-between; align-items: center;
    margin-bottom: 28px; position: relative; overflow: hidden;
    flex-wrap: wrap; gap: 20px;
}
.welcome-banner::before {
    content: ''; position: absolute; top: -100px; right: -100px;
    width: 400px; height: 400px; border-radius: 50%;
    background: radial-gradient(circle, rgba(0, 208, 156, 0.2) 0%, transparent 60%);
}
.welcome-banner h1 { font-size: 26px; font-weight: 800; margin-bottom: 4px; position: relative; z-index: 1; }
.welcome-banner p { opacity: 0.85; font-size: 14px; position: relative; z-index: 1; }
.welcome-banner .btn { position: relative; z-index: 1; }

/* ==================== CARDS ==================== */
.cards-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 22px; margin-bottom: 28px; }

.premium-card {
    background: var(--gradient-card);
    border-radius: var(--radius-xl); padding: 28px;
    color: white; position: relative; overflow: hidden;
    box-shadow: 0 15px 40px rgba(26, 31, 54, 0.3);
    min-height: 220px; transition: transform 0.4s;
}
.premium-card::before {
    content: ''; position: absolute;
    top: -50%; right: -50%; width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 50%);
    border-radius: 50%;
}
.premium-card::after {
    content: ''; position: absolute;
    bottom: -30%; left: -20%; width: 300px; height: 300px;
    background: radial-gradient(circle, rgba(0, 208, 156, 0.1) 0%, transparent 60%);
    border-radius: 50%;
}
.premium-card:hover { transform: translateY(-4px); }
.premium-card-inner { position: relative; z-index: 1; display: flex; flex-direction: column; height: 100%; justify-content: space-between; }
.premium-card-top { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 32px; }
.card-label-white { font-size: 12px; opacity: 0.7; text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; display: block; margin-bottom: 8px; }
.premium-amount { font-size: 38px; font-weight: 800; letter-spacing: -1px; }
.hide-balance-btn { background: rgba(255,255,255,0.1); color: white; width: 40px; height: 40px; border-radius: 12px; font-size: 16px; }
.hide-balance-btn:hover { background: rgba(255,255,255,0.2); }
.card-brand { font-size: 42px; opacity: 0.9; }
.premium-card-bottom { display: flex; justify-content: space-between; padding-top: 16px; border-top: 1px solid rgba(255,255,255,0.15); gap: 20px; flex-wrap: wrap; }
.card-value-white { display: block; font-size: 14px; font-weight: 700; margin-top: 4px; letter-spacing: 0.5px; }
.copy-btn { cursor: pointer; transition: opacity 0.2s; }
.copy-btn:hover { opacity: 0.7; text-decoration: underline; }

.stat-card {
    background: white; border-radius: var(--radius-lg); padding: 24px;
    box-shadow: var(--shadow); display: flex; align-items: flex-start; gap: 16px;
    transition: all 0.3s;
}
.stat-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.stat-icon {
    width: 52px; height: 52px; border-radius: 14px;
    display: flex; align-items: center; justify-content: center;
    font-size: 20px; flex-shrink: 0;
}
.stat-icon.green { background: rgba(16, 185, 129, 0.1); color: var(--success); }
.stat-icon.blue { background: rgba(59, 130, 246, 0.1); color: var(--info); }
.stat-details { flex: 1; }
.stat-label { display: block; font-size: 12px; color: var(--text-secondary); font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 6px; }
.stat-value { font-size: 24px; font-weight: 800; margin-bottom: 6px; letter-spacing: -0.5px; }
.stat-trend { font-size: 12px; font-weight: 600; display: flex; align-items: center; gap: 4px; }
.stat-trend.positive { color: var(--success); }

/* ==================== QUICK ACTIONS ==================== */
.quick-actions-panel { background: white; border-radius: var(--radius-lg); padding: 24px; box-shadow: var(--shadow); margin-bottom: 28px; }
.quick-actions-panel h3 { font-size: 16px; font-weight: 700; margin-bottom: 18px; }
.quick-actions-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.quick-action {
    background: var(--bg-primary); padding: 20px 12px;
    border-radius: var(--radius);
    display: flex; flex-direction: column; align-items: center; gap: 10px;
    transition: all 0.3s;
}
.quick-action:hover { background: white; box-shadow: var(--shadow-lg); transform: translateY(-2px); }
.quick-action-icon {
    width: 44px; height: 44px; border-radius: 12px;
    background: var(--gradient-accent); color: white;
    display: flex; align-items: center; justify-content: center;
    font-size: 16px; box-shadow: 0 4px 12px rgba(0, 208, 156, 0.3);
}
.quick-action span { font-size: 13px; font-weight: 600; color: var(--text-primary); }

/* ==================== CONTENT CARDS ==================== */
.content-row { display: grid; grid-template-columns: 1fr; gap: 22px; }
.content-card { background: white; border-radius: var(--radius-lg); padding: 24px; box-shadow: var(--shadow); }
.content-card h3 { font-size: 16px; font-weight: 700; margin-bottom: 18px; display: flex; align-items: center; gap: 10px; }
.content-card h3 i { color: var(--accent); }
.content-card h4 { font-size: 14px; font-weight: 700; margin-bottom: 12px; color: var(--text-primary); }
.content-card-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 20px; }
.content-card-header h3 { margin-bottom: 0; }
.view-all { color: var(--accent); font-size: 13px; font-weight: 600; display: flex; align-items: center; gap: 4px; }
.section-divider { border: none; border-top: 1px solid var(--border); margin: 20px 0; }

/* ==================== TRANSACTIONS ==================== */
.transactions-list { display: flex; flex-direction: column; gap: 4px; }
.transaction-item {
    display: flex; align-items: center; justify-content: space-between;
    padding: 14px 12px; border-radius: var(--radius-sm);
    transition: background 0.2s;
}
.transaction-item:hover { background: var(--bg-primary); }
.transaction-left { display: flex; align-items: center; gap: 14px; }
.transaction-icon {
    width: 42px; height: 42px; border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    font-size: 15px; flex-shrink: 0;
}
.transaction-icon.credit { background: rgba(16, 185, 129, 0.1); color: var(--success); }
.transaction-icon.debit { background: rgba(239, 68, 68, 0.1); color: var(--danger); }
.transaction-info h4 { font-size: 14px; font-weight: 600; margin-bottom: 2px; }
.transaction-info p { font-size: 12px; color: var(--text-light); }
.transaction-amount { font-weight: 700; font-size: 15px; }
.transaction-amount.credit { color: var(--success); }
.transaction-amount.debit { color: var(--danger); }

/* ==================== TABS ==================== */
.tabs-container {
    display: flex; gap: 6px; background: white;
    padding: 6px; border-radius: var(--radius);
    box-shadow: var(--shadow); margin-bottom: 24px;
    overflow-x: auto;
}
.tab-btn {
    flex: 1; padding: 12px 18px; background: transparent;
    border-radius: var(--radius-sm); font-size: 13px; font-weight: 600;
    color: var(--text-secondary); display: flex; align-items: center;
    gap: 8px; justify-content: center; white-space: nowrap;
    transition: all 0.3s; min-width: fit-content;
}
.tab-btn.active { background: var(--gradient-accent); color: white; box-shadow: 0 4px 12px rgba(0,208,156,0.3); }
.tab-btn:hover:not(.active) { background: var(--bg-primary); color: var(--primary); }

/* ==================== TRANSFER ==================== */
.transfer-layout { display: grid; grid-template-columns: 1.5fr 1fr; gap: 24px; }
.transfer-form-card { background: white; border-radius: var(--radius-lg); padding: 32px; box-shadow: var(--shadow); }
.transfer-info-card {
    background: var(--gradient-primary); color: white;
    border-radius: var(--radius-lg); padding: 28px; height: fit-content;
}
.transfer-info-card h4 { font-size: 16px; margin-bottom: 18px; color: white; }
.tips-list { list-style: none; }
.tips-list li { display: flex; align-items: flex-start; gap: 10px; padding: 10px 0; font-size: 13px; opacity: 0.9; }
.tips-list li i { color: var(--accent); margin-top: 3px; flex-shrink: 0; }

.fee-info {
    background: var(--bg-primary); padding: 14px 18px;
    border-radius: var(--radius); display: flex;
    justify-content: space-between; margin-bottom: 18px; font-size: 13px;
    flex-wrap: wrap; gap: 10px;
}

.info-banner {
    background: linear-gradient(135deg, #eff6ff, #dbeafe);
    border-left: 4px solid var(--info);
    padding: 16px 20px; border-radius: var(--radius);
    margin-bottom: 20px; display: flex; gap: 14px;
}
.info-banner i { color: var(--info); font-size: 22px; margin-top: 2px; flex-shrink: 0; }
.info-banner strong { display: block; margin-bottom: 6px; color: var(--primary); }
.info-banner p { font-size: 13px; line-height: 1.6; color: var(--text-secondary); }

/* ==================== CHECK UPLOAD ==================== */
.check-upload-area { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 20px; }
.upload-box {
    border: 2px dashed var(--border); border-radius: var(--radius);
    padding: 30px 20px; text-align: center; cursor: pointer;
    transition: all 0.3s; position: relative;
}
.upload-box:hover { border-color: var(--accent); background: rgba(0,208,156,0.03); }
.upload-box i { font-size: 32px; color: var(--accent); margin-bottom: 10px; }
.upload-box h4 { font-size: 14px; margin-bottom: 4px; }
.upload-box p { font-size: 12px; color: var(--text-secondary); }
.upload-box input[type="file"] { position: absolute; inset: 0; opacity: 0; cursor: pointer; }

/* ==================== BILLS ==================== */
.bills-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(180px, 1fr)); gap: 18px; }
.bill-card { background: white; border-radius: var(--radius-lg); padding: 24px; text-align: center; cursor: pointer; transition: all 0.3s; box-shadow: var(--shadow); }
.bill-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.bill-icon { width: 60px; height: 60px; border-radius: 16px; display: flex; align-items: center; justify-content: center; font-size: 24px; color: white; margin: 0 auto 14px; }
.bill-icon.utility { background: linear-gradient(135deg, #f59e0b, #d97706); }
.bill-icon.water { background: linear-gradient(135deg, #3b82f6, #1e40af); }
.bill-icon.internet { background: linear-gradient(135deg, #8b5cf6, #6d28d9); }
.bill-icon.phone { background: linear-gradient(135deg, #10b981, #047857); }
.bill-icon.credit { background: linear-gradient(135deg, #ef4444, #b91c1c); }
.bill-icon.insurance { background: linear-gradient(135deg, #06b6d4, #0891b2); }
.bill-icon.custom { background: linear-gradient(135deg, #6b7280, #374151); }
.bill-card h4 { font-size: 15px; margin-bottom: 4px; }
.bill-card p { font-size: 12px; color: var(--text-secondary); margin-bottom: 10px; }
.bill-amount { font-weight: 800; color: var(--primary); font-size: 16px; }

/* ==================== BENEFICIARIES ==================== */
.beneficiary-item {
    display: flex; justify-content: space-between; align-items: center;
    padding: 16px; background: var(--bg-primary); border-radius: var(--radius);
    margin-bottom: 10px;
}
.beneficiary-info { display: flex; align-items: center; gap: 14px; }
.beneficiary-avatar {
    width: 44px; height: 44px; border-radius: 12px;
    background: var(--gradient-accent); color: white;
    display: flex; align-items: center; justify-content: center;
    font-weight: 700; font-size: 14px;
}
.beneficiary-info p { font-size: 12px; color: var(--text-secondary); margin-top: 2px; }

/* ==================== TRANSACTIONS TABLE ==================== */
.filters-row { display: flex; gap: 12px; align-items: center; flex-wrap: wrap; }
.transactions-table-wrapper { overflow-x: auto; margin: -24px; padding: 24px; }
.transactions-table { width: 100%; border-collapse: collapse; min-width: 700px; }
.transactions-table th { background: var(--bg-primary); padding: 14px 20px; text-align: left; font-size: 11px; font-weight: 700; text-transform: uppercase; color: var(--text-secondary); letter-spacing: 1px; }
.transactions-table td { padding: 16px 20px; font-size: 14px; border-bottom: 1px solid var(--border-light); }
.transactions-table tr:hover td { background: var(--bg-primary); }
.status-badge { padding: 5px 12px; border-radius: 20px; font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.5px; display: inline-block; }
.status-badge.completed, .status-badge.active { background: rgba(16, 185, 129, 0.1); color: var(--success); }
.status-badge.pending { background: rgba(245, 158, 11, 0.1); color: var(--warning); }
.status-badge.warning { background: rgba(245, 158, 11, 0.15); color: var(--warning); }
.status-badge.danger { background: rgba(239, 68, 68, 0.15); color: var(--danger); }

/* ==================== STATEMENTS ==================== */
.statements-list { display: flex; flex-direction: column; gap: 12px; }
.statement-item {
    display: flex; justify-content: space-between; align-items: center;
    padding: 20px; background: var(--bg-primary); border-radius: var(--radius);
    flex-wrap: wrap; gap: 12px;
}
.statement-item h4 { display: flex; align-items: center; gap: 10px; margin-bottom: 4px; }
.statement-item h4 i { color: var(--danger); }
.statement-item p { font-size: 13px; color: var(--text-secondary); }

/* ==================== VIRTUAL CARD ==================== */
.cards-display-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; align-items: start; }
.virtual-card {
    background: var(--gradient-card); border-radius: 20px; padding: 30px;
    color: white; aspect-ratio: 1.6;
    display: flex; flex-direction: column; justify-content: space-between;
    box-shadow: 0 20px 40px rgba(26, 31, 54, 0.3);
    position: relative; overflow: hidden; max-width: 480px;
}
.virtual-card::before {
    content: ''; position: absolute;
    top: -50%; right: -30%; width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 60%);
}
.virtual-card-inner { position: relative; z-index: 1; height: 100%; display: flex; flex-direction: column; justify-content: space-between; }
.vc-top { display: flex; justify-content: space-between; align-items: flex-start; }
.vc-chip { font-size: 36px; color: var(--gold); }
.vc-brand { font-size: 44px; opacity: 0.9; }
.vc-number { font-size: 22px; letter-spacing: 4px; font-weight: 500; margin: 20px 0; }
.vc-bottom { display: flex; justify-content: space-between; align-items: flex-end; }
.vc-label { display: block; font-size: 9px; opacity: 0.6; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 4px; }
.vc-value { display: block; font-size: 13px; font-weight: 700; letter-spacing: 0.5px; }

.card-info-panel { background: white; border-radius: var(--radius-lg); padding: 28px; box-shadow: var(--shadow); }
.card-info-panel h3 { font-size: 18px; margin-bottom: 20px; }
.info-row { display: flex; justify-content: space-between; padding: 14px 0; border-bottom: 1px solid var(--border-light); font-size: 14px; }
.info-row:last-child { border-bottom: none; }
.info-row span:first-child { color: var(--text-secondary); }

/* ==================== SETTINGS ==================== */
.settings-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }

/* ==================== ADMIN PAGE ==================== */
.admin-layout { background: var(--bg-primary); width: 100%; min-height: 100vh; }
.admin-topbar { height: 80px; background: white; border-bottom: 1px solid var(--border); display: flex; align-items: center; justify-content: space-between; padding: 0 32px; }
.admin-title { display: flex; flex-direction: column; gap: 4px; }
.admin-title .logo { margin: 0; }
.admin-title .logo i { color: var(--accent); }
.admin-title .logo span { color: var(--primary); font-size: 22px; }
.admin-subtitle { font-size: 12px; color: var(--text-light); font-weight: 500; }
.admin-main { padding: 30px; }
.admin-grid { display: grid; grid-template-columns: 1.4fr 1fr; gap: 24px; }
.admin-pill { background: var(--gradient-accent); color: white; padding: 6px 14px; border-radius: 20px; font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.5px; }
.admin-table-wrap { overflow-x: auto; border: 1px solid var(--border); border-radius: var(--radius); }
.admin-table { width: 100%; border-collapse: collapse; min-width: 700px; }
.admin-table th { background: var(--bg-primary); padding: 12px 16px; text-align: left; font-size: 11px; font-weight: 700; color: var(--text-secondary); text-transform: uppercase; letter-spacing: 0.5px; }
.admin-table td { padding: 14px 16px; font-size: 13px; border-bottom: 1px solid var(--border-light); }
.admin-selected-box { background: var(--bg-primary); padding: 18px; border-radius: var(--radius); margin-bottom: 18px; }

.user-detail-card { display: flex; flex-direction: column; gap: 16px; }
.user-detail-header { display: flex; align-items: center; gap: 14px; }
.user-detail-avatar {
    width: 56px; height: 56px; border-radius: 14px;
    background: var(--gradient-accent); color: white;
    display: flex; align-items: center; justify-content: center;
    font-weight: 700; font-size: 20px; flex-shrink: 0;
}
.user-detail-header h3 { font-size: 16px; margin-bottom: 2px; }
.user-detail-header p { font-size: 12px; color: var(--text-secondary); margin-bottom: 6px; }

.user-detail-grid {
    display: grid; grid-template-columns: 1fr 1fr; gap: 12px;
    background: white; padding: 14px; border-radius: var(--radius);
    border: 1px solid var(--border);
}
.detail-item { display: flex; flex-direction: column; gap: 2px; }
.detail-label { font-size: 10px; color: var(--text-light); font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; }
.detail-value { font-size: 13px; font-weight: 600; color: var(--text-primary); }

.admin-action-buttons {
    display: flex; flex-wrap: wrap; gap: 8px;
    padding: 14px; background: white; border-radius: var(--radius);
    border: 1px solid var(--border);
}
.admin-action-buttons .btn { flex: 1; min-width: 110px; }

.admin-message-box {
    padding: 14px; background: white;
    border-radius: var(--radius); border: 1px solid var(--border);
}
.admin-message-box label {
    display: block; font-size: 12px; font-weight: 700;
    margin-bottom: 8px; color: var(--text-primary);
    text-transform: uppercase; letter-spacing: 0.5px;
}
.admin-message-box textarea {
    width: 100%; padding: 10px; border: 1px solid var(--border);
    border-radius: 8px; resize: vertical; font-family: inherit; font-size: 13px;
}

/* ==================== OTP MODAL ==================== */
.modal-overlay {
    position: fixed; inset: 0;
    background: rgba(0, 0, 0, 0.6);
    display: flex; align-items: center; justify-content: center;
    z-index: 10000; backdrop-filter: blur(8px);
    padding: 20px; animation: fadeIn 0.3s ease;
}
@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }

.modal-content {
    background: white; border-radius: var(--radius-xl);
    max-width: 460px; width: 100%;
    max-height: 90vh; overflow-y: auto;
    box-shadow: 0 25px 70px rgba(0,0,0,0.3);
    animation: slideUp 0.3s ease;
}
@keyframes slideUp { from { transform: translateY(30px); opacity: 0; } to { transform: translateY(0); opacity: 1; } }

.modal-header { display: flex; justify-content: space-between; align-items: center; padding: 24px 28px; border-bottom: 1px solid var(--border); }
.modal-header h3 { font-size: 18px; display: flex; align-items: center; gap: 10px; }
.modal-header h3 i { color: var(--accent); }
.modal-close { background: var(--bg-primary); width: 36px; height: 36px; border-radius: 10px; font-size: 20px; color: var(--text-secondary); display: flex; align-items: center; justify-content: center; transition: all 0.3s; }
.modal-close:hover { background: var(--border); color: var(--danger); }

.modal-body { padding: 32px 28px; text-align: center; }
.otp-icon {
    width: 80px; height: 80px; border-radius: 50%;
    background: var(--gradient-accent); color: white;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 20px; font-size: 32px;
    box-shadow: 0 8px 24px rgba(0, 208, 156, 0.3);
}
.otp-text { color: var(--text-secondary); font-size: 14px; margin-bottom: 8px; }
.otp-email { font-size: 15px; color: var(--primary); margin-bottom: 24px; word-break: break-all; }

.otp-input-container { display: flex; gap: 10px; justify-content: center; margin-bottom: 28px; }
.otp-box {
    width: 48px; height: 58px;
    border: 2px solid var(--border); border-radius: var(--radius);
    text-align: center; font-size: 22px; font-weight: 700;
    background: white; transition: all 0.3s;
}
.otp-box:focus {
    border-color: var(--accent);
    box-shadow: 0 0 0 4px rgba(0, 208, 156, 0.15);
    transform: scale(1.05); outline: none;
}
.otp-footer { text-align: center; margin-top: 20px; font-size: 13px; color: var(--text-secondary); }
.otp-footer a { color: var(--accent); font-weight: 700; cursor: pointer; }

/* ==================== LOADING & TOAST ==================== */
.loading-overlay { position: fixed; inset: 0; background: rgba(255,255,255,0.85); display: flex; flex-direction: column; align-items: center; justify-content: center; z-index: 9999; backdrop-filter: blur(6px); }
.spinner { width: 48px; height: 48px; border: 4px solid var(--border); border-top-color: var(--accent); border-radius: 50%; animation: spin 0.8s linear infinite; margin-bottom: 16px; }
@keyframes spin { to { transform: rotate(360deg); } }

.toast-container { position: fixed; bottom: 24px; right: 24px; z-index: 9999; display: flex; flex-direction: column; gap: 10px; max-width: calc(100vw - 48px); }
.toast { background: white; padding: 16px 20px; border-radius: var(--radius); box-shadow: var(--shadow-xl); display: flex; align-items: center; gap: 14px; min-width: 300px; animation: slideInRight 0.3s ease; border-left: 4px solid; }
.toast.success { border-color: var(--success); }
.toast.error { border-color: var(--danger); }
.toast.info { border-color: var(--info); }
.toast.warning { border-color: var(--warning); }
@keyframes slideInRight { from { opacity: 0; transform: translateX(100px); } to { opacity: 1; transform: translateX(0); } }
.toast i { font-size: 20px; flex-shrink: 0; }
.toast.success i { color: var(--success); }
.toast.error i { color: var(--danger); }
.toast.info i { color: var(--info); }
.toast.warning i { color: var(--warning); }
.toast-content { flex: 1; }
.toast-content strong { display: block; font-size: 14px; margin-bottom: 2px; }
.toast-content span { font-size: 12px; color: var(--text-secondary); }
.toast-close { background: none; font-size: 18px; color: var(--text-light); }

/* ==================== RESPONSIVE - TABLETS ==================== */
@media (max-width: 1200px) {
    .cards-grid { grid-template-columns: 1fr 1fr; }
    .premium-card { grid-column: 1 / -1; }
    .transfer-layout { grid-template-columns: 1fr; }
    .cards-display-layout { grid-template-columns: 1fr; }
    .admin-grid { grid-template-columns: 1fr; }
}

/* ==================== RESPONSIVE - MOBILE ==================== */
@media (max-width: 992px) {
    .sidebar { transform: translateX(-100%); }
    .sidebar.open { transform: translateX(0); }
    .sidebar-close { display: flex; }
    .main-content { margin-left: 0; width: 100%; }
    .mobile-menu { display: flex; }
    .settings-grid { grid-template-columns: 1fr; }
    .cards-grid { grid-template-columns: 1fr; }
    .login-container { flex-direction: column; }
    .login-left { padding: 40px 24px; min-height: auto; }
    .brand-section h1 { font-size: 32px; }
    .login-right { padding: 40px 24px; }
}

@media (max-width: 768px) {
    body { font-size: 14px; }

    /* Topbar */
    .topbar { height: 64px; padding: 0 16px; gap: 10px; }
    .topbar-left { gap: 10px; }
    .topbar-left h3 { font-size: 16px; }
    .topbar-subtitle { display: none; }
    .user-info { display: none; }
    .icon-btn { width: 38px; height: 38px; }
    .avatar { width: 38px; height: 38px; font-size: 13px; }
    .mobile-menu { width: 38px; height: 38px; font-size: 16px; }

    /* Content */
    .content-section { padding: 16px; }
    .section-header h1 { font-size: 22px; }
    .section-header p { font-size: 13px; }

    /* Welcome */
    .welcome-banner { padding: 20px; border-radius: var(--radius-lg); }
    .welcome-banner h1 { font-size: 20px; }
    .welcome-banner p { font-size: 13px; }

    /* Cards */
    .premium-card { padding: 20px; min-height: 180px; }
    .premium-amount { font-size: 28px; }
    .card-brand { font-size: 32px; }
    .stat-card { padding: 18px; }
    .stat-icon { width: 44px; height: 44px; font-size: 17px; }
    .stat-value { font-size: 20px; }

    /* Quick actions */
    .quick-actions-grid { grid-template-columns: repeat(4, 1fr); gap: 10px; }
    .quick-action { padding: 14px 8px; }
    .quick-action-icon { width: 40px; height: 40px; font-size: 14px; }
    .quick-action span { font-size: 11px; text-align: center; }

    /* Content cards */
    .content-card { padding: 18px; border-radius: var(--radius); }
    .content-card h3 { font-size: 15px; }

    /* Transfer */
    .transfer-form-card { padding: 20px; }
    .transfer-info-card { padding: 20px; }

    /* Forms */
    .form-row { grid-template-columns: 1fr; gap: 12px; }
    .input-wrapper input { padding: 12px 14px 12px 42px; font-size: 14px; }
    .form-select { padding: 12px 14px; font-size: 14px; }
    .btn { padding: 12px 18px; font-size: 13px; }
    .btn-lg { padding: 13px 20px; font-size: 14px; }

    /* Tabs */
    .tabs-container { flex-wrap: nowrap; overflow-x: auto; padding: 4px; }
    .tab-btn { padding: 10px 14px; font-size: 12px; }

    /* Cards view */
    .virtual-card { padding: 22px; max-width: 100%; }
    .vc-number { font-size: 18px; letter-spacing: 2px; }
    .vc-brand { font-size: 34px; }
    .vc-chip { font-size: 28px; }

    /* Bills */
    .bills-grid { grid-template-columns: repeat(2, 1fr); gap: 12px; }
    .bill-card { padding: 16px; }
    .bill-icon { width: 48px; height: 48px; font-size: 18px; }
    .bill-card h4 { font-size: 13px; }
    .bill-amount { font-size: 14px; }

    /* Check upload */
    .check-upload-area { grid-template-columns: 1fr; }

    /* Filters */
    .filters-row { flex-direction: column; }
    .filters-row .form-select { max-width: 100% !important; width: 100%; }

    /* Login */
    .brand-section h1 { font-size: 26px; }
    .brand-section p { font-size: 14px; }
    .features-list { gap: 14px; }
    .feature-icon { width: 40px; height: 40px; font-size: 15px; }
    .feature-item strong { font-size: 13px; }
    .feature-item span { font-size: 11px; }
    .form-header h2 { font-size: 24px; }
    .auth-form { max-width: 100%; }

    /* PIN & OTP */
    .pin-box { width: 50px; height: 55px; font-size: 22px; }
    .otp-input-container { gap: 6px; }
    .otp-box { width: 42px; height: 52px; font-size: 20px; }

    /* Modal */
    .modal-content { max-width: 100%; margin: 10px; }
    .modal-body { padding: 24px 20px; }
    .otp-icon { width: 64px; height: 64px; font-size: 26px; }

    /* Admin */
    .admin-topbar { padding: 0 16px; height: 64px; }
    .admin-main { padding: 16px; }
    .admin-action-buttons { flex-direction: column; }
    .admin-action-buttons .btn { min-width: 100%; }
    .user-detail-grid { grid-template-columns: 1fr; }

    /* Transactions */
    .transaction-item { padding: 12px 8px; }
    .transaction-icon { width: 36px; height: 36px; font-size: 13px; }
    .transaction-info h4 { font-size: 13px; }
    .transaction-info p { font-size: 11px; }
    .transaction-amount { font-size: 13px; }
}

@media (max-width: 480px) {
    .quick-actions-grid { grid-template-columns: repeat(2, 1fr); }
    .bills-grid { grid-template-columns: 1fr; }
    .pin-box { width: 44px; height: 50px; font-size: 18px; }
    .otp-box { width: 38px; height: 48px; font-size: 18px; }
    .toast { min-width: unset; width: 100%; }
    .toast-container { right: 12px; left: 12px; bottom: 12px; max-width: unset; }
    .amount-input input { font-size: 18px; }
    .modal-header h3 { font-size: 15px; }
    .premium-amount { font-size: 24px; }
    .welcome-banner { padding: 16px; }
    .welcome-banner h1 { font-size: 18px; }
    .fee-info { flex-direction: column; }
    .premium-card-bottom { flex-direction: column; gap: 12px; }
}

/* ==================== ADMIN TABS ==================== */
.admin-tabs {
    display: flex;
    gap: 8px;
    margin-bottom: 24px;
    padding: 0 20px;
}

.admin-tabs .tab-btn {
    padding: 12px 24px;
    border: 2px solid var(--border);
    background: white;
    border-radius: 12px;
    cursor: pointer;
    font-weight: 600;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    gap: 8px;
}

.admin-tabs .tab-btn.active {
    background: var(--primary);
    color: white;
    border-color: var(--primary);
}

.admin-tab-content.hidden {
    display: none;
}

.admin-tab-content.active {
    display: block;
}

/* ==================== ADMIN TRANSACTION PANEL ==================== */
.admin-tx-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
}

.admin-tx-actions {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
}

.admin-pill {
    background: var(--primary);
    color: white;
    padding: 4px 12px;
    border-radius: 20px;
    font-size: 12px;
    font-weight: 600;
}

/* ==================== ADMIN MODAL ==================== */
.admin-modal-actions {
    display: flex;
    gap: 12px;
    margin-top: 20px;
}

/* ==================== RESPONSIVE ==================== */
@media (max-width: 768px) {
    .admin-tx-header {
        flex-direction: column;
        align-items: flex-start;
    }

    .admin-tx-actions {
        width: 100%;
    }

    .admin-tx-actions .btn {
        flex: 1;
    }

    .admin-modal-actions {
        flex-direction: column;
    }
}

/* ==================== LANDING PAGE ==================== */

/* NAVBAR */
.landing-nav {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--border);
    padding: 0 24px;
}

.landing-nav-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 70px;
}

.landing-nav-links {
    display: flex;
    gap: 32px;
}

.landing-nav-links a {
    text-decoration: none;
    color: var(--text);
    font-weight: 500;
    transition: color 0.3s;
}

.landing-nav-links a:hover {
    color: var(--primary);
}

.landing-nav-buttons {
    display: flex;
    gap: 12px;
}

.landing-nav-buttons .btn {
    padding: 8px 20px;
    font-size: 14px;
}

.mobile-menu {
    display: none;
    background: none;
    border: none;
    font-size: 24px;
    cursor: pointer;
    color: var(--text);
}

/* HERO SECTION */
.hero-section {
    padding: 140px 24px 80px;
    background: linear-gradient(135deg, #f0fdf4 0%, #ecfdf5 50%, #f0f9ff 100%);
    min-height: 100vh;
    display: flex;
    align-items: center;
}

.hero-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.hero-badge {
    display: inline-block;
    background: white;
    padding: 8px 20px;
    border-radius: 50px;
    font-size: 14px;
    font-weight: 600;
    color: var(--primary);
    border: 1px solid var(--primary);
    margin-bottom: 24px;
}

.hero-content h1 {
    font-size: 56px;
    font-weight: 900;
    line-height: 1.1;
    margin-bottom: 20px;
    color: var(--heading);
}

.hero-content .highlight {
    color: var(--primary);
}

.hero-content p {
    font-size: 18px;
    color: var(--text-secondary);
    line-height: 1.6;
    margin-bottom: 32px;
}

.hero-buttons {
    display: flex;
    gap: 16px;
    margin-bottom: 48px;
}

.hero-stats {
    display: flex;
    gap: 48px;
}

.hero-stat h3 {
    font-size: 28px;
    font-weight: 800;
    color: var(--heading);
}

.hero-stat p {
    font-size: 14px;
    color: var(--text-secondary);
    margin-bottom: 0;
}

/* HERO VISUAL */
.hero-visual {
    display: flex;
    justify-content: center;
}

.hero-card-stack {
    position: relative;
    width: 350px;
    height: 400px;
}

.floating-card {
    position: absolute;
    background: white;
    padding: 16px 20px;
    border-radius: 16px;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.08);
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 14px;
    animation: floatCard 3s ease-in-out infinite;
    white-space: nowrap;
}

.floating-card.card-1 {
    top: 20px;
    left: 0;
    animation-delay: 0s;
}

.floating-card.card-2 {
    top: 140px;
    right: 0;
    animation-delay: 1s;
}

.floating-card.card-3 {
    bottom: 40px;
    left: 20px;
    animation-delay: 2s;
}

.fc-icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    color: white;
    flex-shrink: 0;
}

.fc-icon.green { background: var(--success); }
.fc-icon.blue { background: var(--primary); }
.fc-icon.purple { background: #8b5cf6; }

@keyframes floatCard {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

/* TRUSTED SECTION */
.trusted-section {
    padding: 40px 24px;
    background: white;
    border-bottom: 1px solid var(--border);
}

.trusted-inner {
    max-width: 1200px;
    margin: 0 auto;
    text-align: center;
}

.trusted-inner p {
    color: var(--text-secondary);
    font-size: 14px;
    margin-bottom: 20px;
    text-transform: uppercase;
    letter-spacing: 1px;
    font-weight: 600;
}

.trusted-logos {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 40px;
}

.trusted-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    color: var(--text-secondary);
    font-size: 14px;
}

.trusted-item i {
    color: var(--primary);
    font-size: 18px;
}

/* SERVICES SECTION */
.services-section {
    padding: 100px 24px;
    background: white;
}

.section-inner {
    max-width: 1200px;
    margin: 0 auto;
}

.section-header-center {
    text-align: center;
    margin-bottom: 60px;
}

.section-tag {
    display: inline-block;
    background: rgba(0, 208, 156, 0.1);
    color: var(--primary);
    padding: 6px 16px;
    border-radius: 50px;
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 16px;
}

.section-header-center h2 {
    font-size: 40px;
    font-weight: 800;
    color: var(--heading);
    margin-bottom: 16px;
}

.section-header-center p {
    font-size: 18px;
    color: var(--text-secondary);
    max-width: 600px;
    margin: 0 auto;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    background: white;
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 32px;
    transition: all 0.3s;
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08);
    border-color: var(--primary);
}

.service-icon {
    width: 56px;
    height: 56px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    color: white;
    margin-bottom: 20px;
}

.service-icon.blue { background: linear-gradient(135deg, #3b82f6, #2563eb); }
.service-icon.green { background: linear-gradient(135deg, #10b981, #059669); }
.service-icon.purple { background: linear-gradient(135deg, #8b5cf6, #7c3aed); }
.service-icon.orange { background: linear-gradient(135deg, #f59e0b, #d97706); }
.service-icon.red { background: linear-gradient(135deg, #ef4444, #dc2626); }
.service-icon.teal { background: linear-gradient(135deg, #14b8a6, #0d9488); }

.service-card h3 {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 12px;
    color: var(--heading);
}

.service-card p {
    color: var(--text-secondary);
    line-height: 1.6;
    margin-bottom: 16px;
}

.service-link {
    color: var(--primary);
    font-weight: 600;
    text-decoration: none;
    font-size: 14px;
}

.service-link:hover {
    text-decoration: underline;
}

/* HOW IT WORKS */
.how-section {
    padding: 100px 24px;
    background: #f8fafc;
}

.steps-grid {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
}

.step-card {
    background: white;
    border-radius: 20px;
    padding: 40px 32px;
    text-align: center;
    flex: 1;
    max-width: 280px;
    border: 1px solid var(--border);
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
}

.step-number {
    width: 60px;
    height: 60px;
    background: var(--primary);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    font-weight: 800;
    margin: 0 auto 20px;
}

.step-card h3 {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 12px;
    color: var(--heading);
}

.step-card p {
    color: var(--text-secondary);
    line-height: 1.6;
}

.step-connector {
    font-size: 24px;
    color: var(--primary);
}

/* FEATURES SECTION */
.features-section {
    padding: 100px 24px;
    background: white;
}

.features-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.features-content h2 {
    font-size: 40px;
    font-weight: 800;
    color: var(--heading);
    margin-bottom: 16px;
}

.features-content > p {
    color: var(--text-secondary);
    font-size: 16px;
    line-height: 1.6;
    margin-bottom: 32px;
}

.features-list-landing {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.feature-row {
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.feature-check {
    width: 32px;
    height: 32px;
    background: rgba(0, 208, 156, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    flex-shrink: 0;
    margin-top: 2px;
}

.feature-row strong {
    display: block;
    font-size: 16px;
    color: var(--heading);
    margin-bottom: 4px;
}

.feature-row p {
    color: var(--text-secondary);
    font-size: 14px;
    margin: 0;
}

/* PHONE MOCKUP */
.features-visual {
    display: flex;
    justify-content: center;
}

.features-phone {
    width: 300px;
    background: var(--heading);
    border-radius: 36px;
    padding: 12px;
    box-shadow: 0 30px 60px rgba(0, 0, 0, 0.2);
}

.phone-screen {
    background: white;
    border-radius: 28px;
    padding: 24px;
}

.phone-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 24px;
}

.phone-avatar {
    width: 40px;
    height: 40px;
    background: var(--primary);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 14px;
}

.phone-balance {
    background: linear-gradient(135deg, var(--heading), #1e3a5f);
    border-radius: 16px;
    padding: 24px;
    color: white;
    margin-bottom: 20px;
}

.phone-balance span {
    font-size: 12px;
    opacity: 0.8;
}

.phone-balance h2 {
    font-size: 28px;
    font-weight: 800;
    margin: 8px 0 0;
}

.phone-actions {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 12px;
    margin-bottom: 20px;
}

.phone-action {
    text-align: center;
    padding: 12px 4px;
    border-radius: 12px;
    font-size: 11px;
    font-weight: 600;
}

.phone-action i {
    display: block;
    font-size: 18px;
    margin-bottom: 4px;
}

.phone-action.green { background: rgba(16, 185, 129, 0.1); color: var(--success); }
.phone-action.blue { background: rgba(59, 130, 246, 0.1); color: #3b82f6; }
.phone-action.purple { background: rgba(139, 92, 246, 0.1); color: #8b5cf6; }
.phone-action.orange { background: rgba(245, 158, 11, 0.1); color: #f59e0b; }

.phone-tx-item {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 12px 0;
    border-bottom: 1px solid var(--border);
}

.phone-tx-item:last-child {
    border-bottom: none;
}

.ptx-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    color: white;
}

.ptx-icon.green { background: var(--success); }
.ptx-icon.red { background: var(--danger); }

.phone-tx-item div {
    flex: 1;
}

.phone-tx-item strong {
    font-size: 13px;
    color: var(--heading);
}

.phone-tx-item small {
    color: var(--text-secondary);
}

.ptx-amount {
    font-weight: 700;
    font-size: 14px;
}

.ptx-amount.green { color: var(--success); }
.ptx-amount.red { color: var(--danger); }

/* TESTIMONIALS */
.testimonials-section {
    padding: 100px 24px;
    background: #f8fafc;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.testimonial-card {
    background: white;
    border-radius: 20px;
    padding: 32px;
    border: 1px solid var(--border);
    transition: all 0.3s;
}

.testimonial-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08);
}

.testimonial-card.featured {
    border-color: var(--primary);
    box-shadow: 0 10px 40px rgba(0, 208, 156, 0.1);
}

.stars {
    margin-bottom: 16px;
    font-size: 16px;
}

.testimonial-card p {
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: 24px;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
}

.author-avatar {
    width: 44px;
    height: 44px;
    background: var(--primary);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 14px;
    flex-shrink: 0;
}

.testimonial-author strong {
    display: block;
    color: var(--heading);
    font-size: 15px;
}

.testimonial-author span {
    color: var(--text-secondary);
    font-size: 13px;
}

/* CTA SECTION */
.cta-section {
    padding: 100px 24px;
    background: linear-gradient(135deg, var(--heading), #1e3a5f);
    text-align: center;
}

.cta-content h2 {
    font-size: 40px;
    font-weight: 800;
    color: white;
    margin-bottom: 16px;
}

.cta-content > p {
    color: rgba(255, 255, 255, 0.8);
    font-size: 18px;
    margin-bottom: 32px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.cta-buttons {
    display: flex;
    justify-content: center;
    gap: 16px;
    margin-bottom: 32px;
}

.btn-white {
    background: white;
    color: var(--heading);
    border: none;
    padding: 14px 32px;
    border-radius: 12px;
    font-weight: 700;
    font-size: 16px;
    cursor: pointer;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    gap: 8px;
}

.btn-white:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
}

.btn-outline-white {
    background: transparent;
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.3);
    padding: 14px 32px;
    border-radius: 12px;
    font-weight: 700;
    font-size: 16px;
    cursor: pointer;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    gap: 8px;
}

.btn-outline-white:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: white;
}

.cta-badges {
    display: flex;
    justify-content: center;
    gap: 32px;
}

.cta-badges span {
    color: rgba(255, 255, 255, 0.7);
    font-size: 14px;
    font-weight: 500;
}

.cta-badges i {
    color: var(--success);
    margin-right: 6px;
}

/* FOOTER */
.landing-footer {
    padding: 60px 24px 24px;
    background: var(--heading);
    color: rgba(255, 255, 255, 0.7);
}

.footer-inner {
    max-width: 1200px;
    margin: 0 auto;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 40px;
}

.footer-col .logo {
    margin-bottom: 16px;
}

.footer-col .logo i {
    color: var(--primary);
}

.footer-col .logo span {
    color: white;
}

.footer-col p {
    font-size: 14px;
    line-height: 1.7;
    margin-bottom: 20px;
}

.social-links {
    display: flex;
    gap: 12px;
}

.social-links a {
    width: 36px;
    height: 36px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    text-decoration: none;
    transition: background 0.3s;
}

.social-links a:hover {
    background: var(--primary);
}

.footer-col h4 {
    color: white;
    font-size: 16px;
    margin-bottom: 20px;
}

.footer-col a {
    display: block;
    color: rgba(255, 255, 255, 0.6);
    text-decoration: none;
    font-size: 14px;
    margin-bottom: 12px;
    transition: color 0.3s;
}

.footer-col a:hover {
    color: var(--primary);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-top: 24px;
    text-align: center;
}

.footer-bottom p {
    font-size: 13px;
    margin: 0;
}

/* ==================== LANDING RESPONSIVE ==================== */
@media (max-width: 1024px) {
    .hero-inner {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-content h1 {
        font-size: 40px;
    }

    .hero-buttons {
        justify-content: center;
    }

    .hero-stats {
        justify-content: center;
    }

    .hero-visual {
        display: none;
    }

    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .features-layout {
        grid-template-columns: 1fr;
    }

    .features-visual {
        order: -1;
    }

    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .landing-nav-links {
        display: none;
    }

    .landing-nav-buttons {
        display: none;
    }

    .mobile-menu {
        display: block;
    }

    .hero-content h1 {
        font-size: 32px;
    }

    .services-grid {
        grid-template-columns: 1fr;
    }

    .steps-grid {
        flex-direction: column;
    }

    .step-connector {
        transform: rotate(90deg);
    }

    .section-header-center h2 {
        font-size: 28px;
    }

    .cta-content h2 {
        font-size: 28px;
    }

    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }

    .cta-badges {
        flex-direction: column;
        align-items: center;
        gap: 12px;
    }

    .footer-grid {
        grid-template-columns: 1fr;
    }
}

/* ==================== PROFILE UPLOAD ==================== */
.profile-upload-section {
    text-align: center;
    margin-bottom: 24px;
}

.profile-upload-preview {
    width: 100px;
    height: 100px;
    border-radius: 50%;
    background: #f0f0f0;
    border: 3px dashed var(--border);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    margin: 0 auto;
    cursor: pointer;
    transition: all 0.3s;
    overflow: hidden;
}

.profile-upload-preview:hover {
    border-color: var(--primary);
    background: rgba(0, 208, 156, 0.05);
}

.profile-upload-preview i {
    font-size: 24px;
    color: #999;
    margin-bottom: 4px;
}

.profile-upload-preview span {
    font-size: 11px;
    color: #999;
}

.profile-upload-preview img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 50%;
}

.profile-upload-preview.has-image {
    border-style: solid;
    border-color: var(--primary);
}

/* ==================== SECTION DIVIDER LABEL ==================== */
.section-divider-label {
    text-align: center;
    margin: 28px 0 20px;
    position: relative;
}

.section-divider-label::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 0;
    right: 0;
    height: 1px;
    background: var(--border);
}

.section-divider-label span {
    background: white;
    padding: 0 16px;
    position: relative;
    font-size: 13px;
    font-weight: 700;
    color: var(--primary);
    text-transform: uppercase;
    letter-spacing: 1px;
}

.section-divider-label i {
    margin-right: 6px;
}

/* ==================== LANDING MOBILE MENU ==================== */
.landing-mobile-menu {
    display: none;
    position: fixed;
    top: 70px;
    left: 0;
    right: 0;
    background: white;
    border-bottom: 1px solid var(--border);
    padding: 20px 24px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    z-index: 999;
}

.landing-mobile-menu.show {
    display: block;
}

.landing-mobile-menu a {
    display: block;
    padding: 12px 0;
    color: var(--text);
    text-decoration: none;
    font-weight: 500;
    border-bottom: 1px solid var(--border);
}

.landing-mobile-menu a:last-child {
    border-bottom: none;
}

.landing-mobile-menu .mobile-menu-buttons {
    display: flex;
    gap: 12px;
    margin-top: 16px;
}

.landing-mobile-menu .mobile-menu-buttons .btn {
    flex: 1;
}